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Summary of cover: Completed housing warranty

Financial limits

Financial limit

New build: up to £750,000

Conversions: up to £350,000

 

Cover period

Cover period

The difference between the age of the property at completion and 10 years

Excess

Excess

£1,000 to reflect the higher risk of an already-completed home

Included in cover

Cover includes

Mechanical and electrical inherent defects (For 5 years from completion), Contaminated land, Additional costs / fees, Removal of debris 

Why choose LABC Warranty?

Backed by A-rated insurers

All of our policies are underwritten by A-rated insurers, giving you and your customer’s peace of mind.

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Lender approval

Our completed housing warranty cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your homes.

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No. 1 for technical support

Voted No.1 for technical support in the structural warranty market in independent research conducted in 2021, you will benefit from the expertise of our risk management surveyors, working alongside your Local Authority Building Control (LABC) team.

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Partnership with LABC

LABC Warranty works in partnership with Local Authority Building Control (LABC), so your development benefits from two pairs of eyes - covering building regulations and risk management.

Learn more about our partnership
Surveyor and Site Manager interacting on building site
Randall and Chisnall owner interview still

"The LABC Warranty guys have got a good rapport with us. They're not just reading out of a book - when you talk to them they seem to know what you're going through and what answers you are looking for."

“Other providers often have to refer back to engineers and you can be waiting two or three weeks for an answer on something that can be resolved there and then.”
Simon Randall and Gary Chisnall, Randall and Chisnall
Cyden Homes Sales Director interview still

"We have always worked with LABC Warranty before we actually start construction. One of the first things we noticed was how fast they were at approving plans and drawings and how fast they would come if issues arose on site.”

"Not only is the design important but also the quality and assurance that the house is being built the way it should be. That’s where we come in!"
Peter Bond - Sales Director, Cyden Homes
High Grange Developments owner interview still

"LABC Warranty inspectors are professional, experienced and expert in their field.”

"We chose to work with LABC Warranty because we think it is the most prominent organisation of its type and the prestige of winning their awards reflects more positively on us than other warranty providers. Anything that rewards and recognises quality, stimulates quality, and that can only be a good thing."
Gary Reed, Owner, High Grange Developments

Looking for cover on a different type of development?

New homes for sale

10 years’ cover on new homes for sale, with single unit limits up to £1m and continuous structures £25m, with higher limits on request.

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Social housing

10 or 12 years’ cover on new affordable housing or shared ownership homes, protecting you and your tenants.

 

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Private rental

10 or 12 years’ cover on rental properties to provide protection and security for you, the developer or investor, including loss of rent* and alternative accommodation.

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Private Rental Select

Designed for build-to-rent developments with built-in flexibility should you wish to sell all or part of the development to new owners.

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Commercial

10 years of cover with variable excess, designed to protect owners or developers of commercial sites from potentially costly defects.

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Mixed Use Developments

You can use a combination of different LABC Warranty policies to cover different elements to ensure comprehensive protection for the entire development.

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Major Projects

If you are constructing a building of six stories or more you will benefit from an enhanced service through our Major Projects Service.

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Self-build

Specifically designed for people building their dream home. As well as providing peace of mind, the 10-year policy can be used to secure stage payments from lenders.

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Still have a question?

Head to our FAQs for more information or if your enquiry is more specific, please get in touch. We are always happy to help.

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Ready to get a quote?

For peace of mind, to enable your buyers to secure a mortgage or to release funds for your dream self-build home, LABC Warranty is here to help you.

Apply for a quote online

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