Our commercial warranty is designed to protect owners or developers of commercial sites from potentially costly defects. The use of a structural warranty replaces the uncertainty of collateral warranties with the security of a first party insurance policy. Learn more about what it includes and how we can help with your next project.
Standard 10-year cover period
Excess is variable subject to the sum insured
Reconstruction cost: up to £10,000,000
New Build: up to £25,000,000*
Conversions: up to £5,000,000
*higher limits on request
Mechanical and electrical inherent defects (For 5 years from completion), Contaminated land, Additional costs / fees, Removal of debris
Loss of rent payable
Loss of rent receivable
Loss of gross profit
All of our policies are underwritten by A-rated insurers, giving you and your customer’s peace of mind.
Our commercial warranty cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your homes.
Voted No.1 for technical support in the structural warranty market in independent research conducted in 2021, you will benefit from the expertise of our risk management surveyors, working alongside your Local Authority Building Control (LABC) team.
LABC Warranty works in partnership with Local Authority Building Control (LABC), so your development benefits from two pairs of eyes - covering building regulations and risk management.
"With LABC Warranty, from conception to completion they’re there with us on our shoulder and working very closely with us, they’re part of the team and they’re involved right through the process of us constructing or developing sites.”
10 years’ cover on new homes for sale, with single unit limits up to £1m and continuous structures £25m, with higher limits on request.
10 or 12 years’ cover on new affordable housing or shared ownership homes, protecting you and your tenants.
10 or 12 years’ cover on rental properties to provide protection and security for you, the developer or investor, including loss of rent* and alternative accommodation.
Designed for build-to-rent developments with built-in flexibility should you wish to sell all or part of the development to new owners.
You can use a combination of different LABC Warranty policies to cover different elements to ensure comprehensive protection for the entire development.
If you are constructing a building of six stories or more you will benefit from an enhanced service through our Major Projects Service.
Specifically designed for people building their dream home. As well as providing peace of mind, the 10-year policy can be used to secure stage payments from lenders.
Provides cover on completed properties which do not already have a warranty in place - for when builders now need a warranty to sell their home.
Head to our FAQs for more information or if your enquiry is more specific, please get in touch. We are always happy to help.
For peace of mind, to enable your buyers to secure a mortgage or to release funds for your dream self-build home, LABC Warranty is here to help you.
Learn more about registering with us and our commercial developments warranty cover.
Speaking about her hands-on work at Rangeford, Carlene said: “My work starts at the design
MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Registered in England No: 3642459 | Website by Fuelius.